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Price cut: $20,000
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Detached Single · Fox Lake, IL
$479,000$499,000
4 beds · 4.5 baths · 3,192 sqft
49 N Lake Avenue, Fox Lake, IL, 60020
A brick-and-mortar place to make your own — room to make it home.
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What’s special

Central air2.5-car garageIn-unit laundry
Welcome to this beautifully remodeled lake-area retreat with rare deeded access to the Chain O'Lakes, one of the most sought-after recreational water systems in Northern Illinois. Enjoy boating, dining, fishing, and waterfront living all summer long-directly from your private deeded strip of land with your own pier. Opportunities like this are hard to find and highly desirable. This spacious home offers over 3,100 square feet across three full levels of above-grade living space, making it ideal for large families, multi-generational living, or those who love to entertain. Completely renovated in 2020, the home blends modern finishes with warm, light-filled interiors and exceptional flexibility. The main living areas are filled with natural light from large windows throughout, creating a bright, open feel. Multiple balconies provide peaceful water views, enhancing the lake-lifestyle atmosphere. The expansive primary suite features a private en-suite bath and a connected office or nursery, perfect for remote work or growing families. The lower level is fully above ground, with large windows and an open living area featuring a built-in wet bar-ideal for an in-law suite, guest quarters, teen retreat, or entertainment space. Enjoy the outdoors with a custom granite bar area, perfect for summer gatherings. Then head down to your private Chain-of-Lakes access, where your own pier provides easy entry to one of the region's most popular boating and recreation destinations. Major Updates and Features 1 Rare deeded access to the Chain O'Lakes 2 Private strip of land with your own pier 3 Full remodel completed in 2020 4 New roof in 2023 5 Attic insulation redone in 2025 6 New stove installed in 2025 7 Fresh interior paint in 2025-2026 8 Newer HVAC systems 9 Updated bathrooms throughout 10 2.5-car garage 11 Multiple balconies with water views 12 Three full levels of above-grade living space This home offers the rare combination of size, flexibility, natural light, and direct access to the Chain O'Lakes, making it perfect for families, entertainers, or anyone seeking a true waterfront lifestyle without full waterfront pricing.
— the listing agent’s description

The home

4 beds
4.5 baths
3,192 sqft
Built in 1930
0.24-acre lot
2.5-car garage
Detached Single
Traditional

What it’ll cost

$150 / sqft
$8,637 taxes / yr
No HOA
Listed $499,000
Now $479,000
34 days on dwello

Estimated monthly payment

$3,407/mo
Principal & interest$2,547
Property taxes$720
Homeowners insurance$140
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WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
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34 days on dwello
Price history
Price reduced
Jun 13, 2026
↓ $20,000$479,000
Listed for sale
May 11, 2026
$499,000
Earlier records
Listed
Apr 6, 2026
$499,000
Now $20,000 below the original list price.
Property taxes
2025
Annual tax bill (MLS)
$8,637/yr
From county records — verify with the assessor.

Features

Central AirNatural GasVinyl SidingPublic SewerAsphaltGarage Door Opener

Schools

Elementary — Stanton
High — Grant Community High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Ryan Cherney · Circle One Realty
Listing last updated Jun 13, 2026 · data refreshed from the MLS Jun 17, 2026, 6:28 PM CT
Based on information submitted to the MLS GRID as of Jun 17, 2026, 6:28 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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