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Attached Single · Ottawa, IL
$449,000
3 beds · 3 baths · 1,785 sqft
13 River Row, Ottawa, IL, 61350
A brick-and-mortar place to make your own — room to make it home.
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What’s special

Central air2-car garageIn-unit laundry
This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.
— the listing agent’s description

The home

3 beds
3 baths
1,785 sqft
Built in 2011
Lot 49X21X49X21
2-car garage
Attached Single

What it’ll cost

$252 / sqft
$12,469 taxes / yr
$425/mo HOA
121 days on dwello

Estimated monthly payment

$3,982/mo
Principal & interest$2,387
Property taxes$1,039
Homeowners insurance$131
HOA dues$425
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Tour this home

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WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
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121 days on dwello
Price history
Listed for sale
Feb 10, 2026
$449,000
Property taxes
2025
Annual tax bill (MLS)
$12,469/yr
From county records — verify with the assessor.

Features

Central AirNatural GasOtherFiber CementPublic SewerConcreteGarage Door Opener

Schools

Elementary — Rutland Elementary School
Middle — Rutland Elementary School
High — Ottawa Township High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Tammy Barry · Homesmart Realty Group IL
Listing last updated Jun 9, 2026 · data refreshed from the MLS Jun 17, 2026, 6:26 PM CT
Based on information submitted to the MLS GRID as of Jun 17, 2026, 6:26 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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