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Detached Single · Elgin, IL
$539,000
3 beds · 2 baths · 2,557 sqft
38W686 Ridgewood Lane, Elgin, IL, 60124
A brick-and-mortar place to make your own — room to make it home.
Active

What’s special

Central air2-car garage0.94-acre lot
Welcome to this beautifully maintained home in a quiet, highly desirable neighborhood where thoughtful updates and major improvements provide peace of mind for years to come. The new roof complements an extensive list of recent upgrades, including a Carrier HVAC system and water heater, both replaced in 2017. The sump pump with battery backup was replaced in 2024, along with a brand-new well and whole-home water filtration system. The home features Pella windows, replaced in 2017, with a transferable warranty. All appliances were replaced in 2025, including the dishwasher, oven, beverage refrigerator, microwave, and refrigerator. Both fireplaces have been converted to gas, adding warmth and convenience. Enjoy the outdoors with a pool replaced in 2019 and a brand-new liner installed this year. Three composite rear decks were also replaced, representing approximately $20,000 in improvements and creating the perfect setting for entertaining or relaxing. The driveway was completely torn out and replaced in 2021 and has been freshly seal coated. Inside, the upstairs bathroom was completely remodeled in 2018, while the kitchen was remodeled in 2013. Every major area of the home reflects pride of ownership and ongoing investment. The location is truly hard to beat-just minutes from Routes 90 and 20, while tucked away in a beautiful, peaceful neighborhood. Residents can also enjoy the neighborhood lake, which is maintained for neighbors and features a brand-new pier and benches. This is a home where extensive updates, outdoor enjoyment, and an exceptional location come together beautifully.
— the listing agent’s description

The home

3 beds
2 baths
2,557 sqft
Built in 1971
0.94-acre lot
2-car garage
Detached Single

What it’ll cost

$211 / sqft
$8,541 taxes / yr
No HOA
3 days on dwello

Estimated monthly payment

$3,735/mo
Principal & interest$2,866
Property taxes$712
Homeowners insurance$157
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Tour this home

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WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
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3 days on dwello
Price history
Listed for sale
Aug 13, 2026
$539,000
Earlier records
Sold
Jul 24, 2018
$15,000
From MLS records — independently verify.
Property taxes
2025
Annual tax bill (MLS)
$8,541/yr
From county records — verify with the assessor.

Features

Central AirNatural GasBrickSeptic TankYesAttached
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Marissa Hucek · eXp Realty - Chicago North Ave
Listing last updated Aug 15, 2026 · data refreshed from the MLS Aug 15, 2026, 9:06 AM CT
Based on information submitted to the MLS GRID as of Aug 15, 2026, 9:06 AM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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