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Detached Single · Fox Lake, IL
$1,249,000
3 beds · 4.5 baths · 4,719 sqft
38 N Holly Avenue, Fox Lake, IL, 60020
A brick-and-mortar place to make your own — room to make it home.
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What’s special

Central air3-car garage0.41-acre lotIn-unit laundry
FULLY FURNISHED & EXTENSIVELY UPDATED, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE TURNKEY LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of included amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, and private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates, while adding designer furnishings, premium window treatments, & recreation amenities. The sale includes a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & more, delivering a fully established Chain O'Lakes lifestyle with the home, furnishings, recreation, & recent improvements already in place.
— the listing agent’s description

The home

3 beds
4.5 baths
4,719 sqft
Built in 1988
0.41-acre lot
3-car garage
Detached Single
Victorian

What it’ll cost

$265 / sqft
$21,896 taxes / yr
$100/mo HOA
7 days on dwello

Estimated monthly payment

$8,930/mo
Principal & interest$6,641
Property taxes$1,825
Homeowners insurance$364
HOA dues$100
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Jun 3
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7 days on dwello
Price history
Listed for sale
Jul 27, 2026
$1,249,000
Property taxes
2025
Annual tax bill (MLS)
$21,896/yr
From county records — verify with the assessor.

Features

Central AirNatural GasForced AirSep Heating Systems - 2+CedarPublic SewerAsphaltCircular Driveway

Schools

Elementary — Lotus School
Middle — Stanton School
High — Grant Community High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Jim Starwalt · Better Homes and Garden Real Estate Star Homes
Listing last updated Aug 2, 2026 · data refreshed from the MLS Aug 2, 2026, 5:08 AM CT
Based on information submitted to the MLS GRID as of Aug 2, 2026, 5:08 AM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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