Back to searchdwelloSaveShareHideMore
View all 69 photos
Detached Single · St. Charles, IL
$825,000
4 beds · 2.5 baths · 2,800 sqft
1045 N 5th Avenue, St. Charles, IL, 60174
A brick-and-mortar place to make your own — room to make it home.
Active

What’s special

Central air2-car garage0.41-acre lotIn-unit laundry
Discover Where Historic Character Meets Modern Luxury Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character. Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining. The mature trees provide natural shade and character. Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4") spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room. Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season. Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space. A walk-in pantry provides serious storage. Leather Granite counters, 42" upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional. Bedrooms & Baths: First-floor master suite with full ensuite bath. The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility. Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization. Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new. The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.
— the listing agent’s description

The home

4 beds
2.5 baths
2,800 sqft
Built in 1912
0.41-acre lot
2-car garage
Detached Single

What it’ll cost

$295 / sqft
$11,393 taxes / yr
No HOA
15 days on dwello

Estimated monthly payment

$5,577/mo
Principal & interest$4,387
Property taxes$949
Homeowners insurance$241
Get pre-qualified →Connect with a licensed lender in the dwello network.
Estimate only — not a loan offer. Example rate; taxes and insurance estimated; your actual rate, payment, taxes, and insurance will vary. dwello is not a lender. Equal Housing Opportunity.
Tour it with a real dwello agent
The agent who meets you here is an actual dwello Home Group team member who knows these streets — not a stranger who bought your name from a portal. You get straight answers on the spot, and the same person stays with you through closing.
On our team, vettedYour info is never soldWith you through closing

Tour this home

In person, on your schedule — a dwello agent meets you there.
WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
Schedule a tour
15 days on dwello
Price history
Listed for sale
Jun 18, 2026
$825,000
Property taxes
2025
Annual tax bill (MLS)
$11,393/yr
From county records — verify with the assessor.

Features

Central AirNatural GasForced AirFiber CementPublic SewerGarage Door OpenerYes

Schools

Elementary — Munhall Elementary School
Middle — Wredling Middle School
High — St Charles East High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
Loading map…
Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Jeffrey Schwartz · Baird & Warner Fox Valley - Geneva
Listing last updated Jun 18, 2026 · data refreshed from the MLS Jun 18, 2026, 7:58 PM CT
Based on information submitted to the MLS GRID as of Jun 18, 2026, 7:58 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
See it in personA real dwello agent on our team — never a sold lead.
Schedule a tour Message
No pressure — reach out whenever you’re ready.
Similar homes nearby
MessageSchedule a tour