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Attached Single · Elgin, IL
$399,900
2 beds · 3 baths · 1,858 sqft
281 Governors Lane #281, Elgin, IL, 60123
A brick-and-mortar place to make your own — room to make it home.
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What’s special

Central air2-car garageIn-unit laundry
Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity for buyers looking to right-size without giving up space! Nestled in a small, tucked-away enclave of homes, this spacious residence features over 1,800 square feet on the main level with a comfortable layout designed for everyday living and entertaining. A welcoming foyer opens to a private den/home office, while the island kitchen opens to expansive living and family room spaces that can easily accommodate a formal dining area if desired. The main level offers two generous bedrooms and two full baths, including a primary suite with an incredible four closets and private bath. The finished basement dramatically expands the home's possibilities with a large recreation room, third full bath, bonus room perfect for hobbies, exercise, guests, or a home office, plus abundant storage space. If additional living space isn't needed, the lower level provides exceptional storage options rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access, main floor laundry and newer HVAC (2021). While some cosmetic updating will make this home truly shine, the bones, space, and location are exceptional. Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra, and everything the area has to offer. If you've been searching for the convenience of low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!
— the listing agent’s description

The home

2 beds
3 baths
1,858 sqft
Built in 1988
Lot 60x64
2-car garage
Attached Single

What it’ll cost

$215 / sqft
$8,212 taxes / yr
$185/mo HOA
3 days on dwello

Estimated monthly payment

$3,112/mo
Principal & interest$2,126
Property taxes$684
Homeowners insurance$117
HOA dues$185
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Tour this home

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WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
Schedule a tour
3 days on dwello
Price history
Listed for sale
Jun 16, 2026
$399,900
Earlier records
Listed
May 15, 2026
$424,900
From MLS records — independently verify.
Property taxes
2025
Annual tax bill (MLS)
$8,212/yr
From county records — verify with the assessor.

Features

Central AirNatural GasForced AirAluminum SidingBrickPublic SewerAsphaltGarage Door Opener

Schools

Elementary — Hillcrest Elementary School
Middle — Kimball Middle School
High — Larkin High School
Assigned schools per the listing — always verify enrollment + boundaries with the district.
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Tamara O'Connor · Premier Living Properties
Listing last updated Jun 19, 2026 · data refreshed from the MLS Jun 19, 2026, 2:27 PM CT
Based on information submitted to the MLS GRID as of Jun 19, 2026, 2:27 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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