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Price cut: $10,000
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Detached Single · German Valley, IL
$115,000$125,000
3 beds · 1 baths · 1,064 sqft
20 Academy Street, German Valley, IL, 61039
A brick-and-mortar place to make your own — room to make it home.
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What’s special

1-car garage
A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.
— the listing agent’s description

The home

3 beds
1 baths
1,064 sqft
Built in 1977
Lot 85x140
1-car garage
Detached Single

What it’ll cost

$108 / sqft
$2,477 taxes / yr
No HOA
Listed $125,000
Now $115,000
107 days on dwello

Estimated monthly payment

$851/mo
Principal & interest$611
Property taxes$206
Homeowners insurance$34
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WED
Jun 3
THU
Jun 4
FRI
Jun 5
SAT
Jun 6
11:00 am
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107 days on dwello
Price history
Price reduced
Apr 12, 2026
↓ $10,000$115,000
Listed for sale
Jan 12, 2026
$125,000
Now $10,000 below the original list price.
Property taxes
2025
Annual tax bill (MLS)
$2,477/yr
From county records — verify with the assessor.

Features

NoneNatural GasVinyl SidingPublic SewerYesAttached

Schools nearby

German Valley Elementary School · 0.5 mi
This listing didn’t include assigned schools, so these are the closest schools (OpenStreetMap) — not necessarily the attendance-zoned schools. Confirm assignment with the district.
Neighborhood
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Nearby places via OpenStreetMap — approximate; verify what matters to you. Map © Mapbox © OpenStreetMap.
MLS listing dataMRED
Listed by Amber Payne · Payne Realty
Listing last updated May 20, 2026 · data refreshed from the MLS Jun 17, 2026, 6:18 PM CT
Based on information submitted to the MLS GRID as of Jun 17, 2026, 6:18 PM CT. Listing data © MRED LLC, distributed by MLS GRID — deemed reliable but not guaranteed; independently verify. Anything shown below this point is not MLS listing data.
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